Home | 401(k) Savings Plan – Fund Facts

The chart below can help you determine an investment strategy that best suits your needs, depending on your risk tolerance and time horizon. You can review the Investment Spectrum to see where your Plan's investment options fall on the scale from conservative to aggressive (please refer to the Investment Spectrum below). To request additional information, call the

CitiStreet Customer Information Line at 1-888-443-4015, and for additional help determining your investment strategy, you can contact the CitiStreet Advisor Service, or visit the interactive tools on the CitiStreet website at http://hunterdouglas.csplans.com.  CitiStreet will provide you with new ways to plan for your retirement. You'll find the information and tools you need to help you prepare for a successful future - including detailed account information, asset allocation strategies, insightful articles, and interactive calculators - all in one place, with the click of a mouse. And with its efficient navigation and useful features, accessing and managing your retirement plan account has never been easier. 

You may make investment changes (exchanges) between investment options any business day as determined by the New York Stock Exchange. Make exchanges in your account online through the CitiStreet website at http://hunterdouglas.csplans.com or by calling the CitiStreet Customer Information Line at 1-888-443-4015.

Points to keep in mind:

• Participants can buy shares of the investment options offered through the Hunter Douglas Inc. Employee Savings 401(k) Plan without paying a sales charge.
• You can spread your investments among several options to take advantage of what each has to offer and help balance different types of risk.
• Except for money market funds and managed income products, an investment option's share price will vary and you may have a gain or loss when you sell shares. An investment option's yield and return will vary.
• Generally, international investments, especially those in emerging markets, involve greater investment risk than their U.S. counterparts, and their performance can be closely tied to economic, political and environmental conditions, including changes in currency values. As a result, any mutual fund that primarily invests overseas has been included here in the "international" category.
• For more complete information, including historical fund performance, visit http://hunterdouglas.csplans.com and read the mutual fund prospectuses. Additional help is available by calling the CitiStreet Customer Information Line at 1-888-443-4015.

Manager: State Street Global Advisors

Category: Stable Value

Goal: The SSgA Stable Value Fund seeks to preserve the principal amount of your contributions while maintaining a rate of return comparable with other conservative fixed income investments.

What it invests in: The Fund invests in investment contracts issued by insurance companies, banks, and other financial institutions, as well as enhanced short-term investment products. Each issuer must hold a minimum AA rating from either S&P or Moody's rating services at the time of purchase and meet the credit quality criteria for approval on the investment manager's "issuer buy list".

Manager: Julius Baer Investments

Category: Bonds

Goal: The Total Return Bond Fund seeks to provide total return, which consists of two components: (1) changes in the market value of the Fund's portfolio securities (both realized and unrealized appreciation/depreciation) and (2) income received from its portfolio securities

What it invests in: The Total Return Bond Fund seeks to achieve its goal by investing in a non-diversified portfolio of fixed income securities of issuers located throughout the world, including the United States. The securities in which the Fund invests may be issued by governments, supranational entities or corporations in both developed and emerging markets.

Manager: Goldman Sachs

Category: Stocks

Goal: The Fund seeks long-term capital appreciation.

What it invests in: The Fund invests, under normal circumstances, at least 80% of its net assets plus any borrowings for investment purposes in a diversified portfolio of equity investments in mid-cap issuers with public stock market capitalizations within the range of the market capitalization of companies constituting the Russell Midcap Value Index at the time of investment.

Manager: State Street Global Advisors

Category: Stocks

Goal: The Fund seeks to match the performance of the Russell 2000 Index.

What it invests in: The strategy of investing in the same stocks as the Index minimizes the need for trading and therefore results in lower expenses.

Manager: First American Funds

Category: Stocks

Goal: To provide above average current income and long-term capital appreciation.

What it invests in: Identify companies with consistent cash flow, the best property types, and geographic opportunities within the real estate market. Focus on the key drivers of performance - dividend growth, business fundamentals, valuations, and management teams and use quantitative screens to identify attractive real estate investment trusts (REITs).

Manager: State Street Global Advisors

Category: Stocks

Goal: The non-fundamental investment objective of the Fund is to provide long-term capital growth by investing primarily in securities of foreign issuers.

What it invests in: The Fund management team will concentrate investments in holdings that are composed of, but not limited to, countries included in the Morgan Stanley Capital International Europe, Australasia, and Far East (MSCI EAFE) Index.

Manager: Fidelity

Category: Hybrid U.S. Balanced

Goal: The Fund seeks income and capital growth consistent with reasonable risk.

What it invests in: The Fund's principal investment strategies include: a) investing approximately 60% of assets in stocks and other equity securities and the remainder in bonds and other debt securities, including lower-quality debt securities, when its outlook is neutral; b) investing at least 25% of total assets in fixed-income senior securities (including debt securities and preferred stock); c) investing in domestic and foreign issuers

Manager: State Street Global Advisors

What it is: Stocks and Bonds

Goal: The SSgA Target Retirement Funds are designed as "one-stop" investment solutions. The funds are invested in a broadly diversified portfolio of SSgA index funds, covering US and international large cap, US mid-cap and US small cap stocks along with long-term and short-term bonds and money market funds.

What it invests in: The Target Retirement Funds with dates in their names adjust their index fund mix annually, gradually decreasing the stock allocations while increasing the bond allocations as the retirement date approaches.

Manager: State Street Global Advisors

What it is: Stocks and Bonds .

Goal: The SSgA Target Retirement Funds are designed as "one-stop" investment solutions. The funds are invested in a broadly diversified portfolio of SSgA index funds, covering US and international large cap, US mid-cap and US small cap stocks along with long-term and short-term bonds and money market funds.

What it invests in: The Target Retirement Funds with dates in their names adjust their index fund mix annually, gradually decreasing the stock allocations.

Manager: State Street Global Advisors

What it is: Stocks and Bonds

Goal: The SSgA Target Retirement Funds are designed as "one-stop" investment solutions. The funds are invested in a broadly diversified portfolio of SSgA index funds, covering US and international large cap, US mid-cap and US small cap stocks along with long-term and short-term bonds and money market funds.

What it invests in: The Target Retirement Funds with dates in their names adjust their index fund mix annually, gradually decreasing the stock allocations while increasing the bond allocations as the retirement date approaches.

Manager: State Street Global Advisors

What it is: Stocks and Bonds

Goal: The SSgA Target Retirement Funds are designed as "one-stop" investment solutions. The funds are invested in a broadly diversified portfolio of SSgA index funds, covering US and international large cap, US mid-cap and US small cap stocks along with long-term and short-term bonds and money market funds.

What it invests in: The Target Retirement Funds with dates in their names adjust their index fund mix annually, gradually decreasing the stock allocations while increasing the bond allocations as the retirement date approaches.

Manager: State Street Global Advisors

What it is: Stocks and Bonds

Goal: The SSgA Target Retirement Funds are designed as "one-stop" investment solutions. The funds are invested in a broadly diversified portfolio of SSgA index funds, covering US and international large cap, US mid-cap and US small cap stocks along with long-term and short-term bonds and money market funds.

What it invests in: The Target Retirement Funds with dates in their names adjust their index fund mix annually, gradually decreasing the stock allocations while increasing the bond allocations as the retirement date approaches.

Manager: State Street Global Advisors

What it is: Stocks and Bonds

Goal: The SSgA Target Retirement Funds are designed as "one-stop" investment solutions. The funds are invested in a broadly diversified portfolio of SSgA index funds, covering US and international large cap, US mid-cap and US small cap stocks along with long-term and short-term bonds and money market funds.

What it invests in: The Target Retirement Funds with dates in their names adjust their index fund mix annually, gradually decreasing the stock allocations while increasing the bond allocations as the retirement date approaches.